Most Recent Videos

Using Data to Improve ALM Modeling

After nearly a decade of low interest rates, the competitive market of deposit gathering is heating... [more]

Tags: ALM Modeling, asset liability management, Chief Data Officer, Darling Consulting Group, data scientist, depositor relationship, interest rate risk, lending practices, Mike Guglielmo

Making the CECL Transition

The replacement of the incurred loss model to CECL, impacts your financial institutions time,... [more]

Tags: accounting standards, Big Data, BPE, cecl, CECL adoption, Chad Kellar, data retention, Financial Operations, Incurred loss model, non-PBE,

The Importance of a CECL Implementation Roadmap

CECL is a transformative accounting standard that will impact numerous areas of your institution's... [more]

Tags: ALM, ALM model, Butch Miner, cecl, CECL allowances, CECL depository, DFAST, FASB, IFSR-9, TOM CARAGHER,

The Case to Convert to Fee-Based Checking Accounts

An influx of new choices in the marketplace, means banks and credit unions may struggle to maintain... [more]

Tags: BOLI, Bruce Barge, credit score monitoring, Executive Benefits, Fee Income, Fee-Based Checking Accounts, Financial Advice, IZALE, Izale Financial Group, Scott Richardson

The Risks and Rewards of Executive Benefit Plans

Non-qualified executive benefits can be a great way for banks and credit unions to attract, retain,... [more]

The Value of BOLI: Bank or Business Owned Life Insurance

Bank or Business Owned Life Insurance allows banks and credit unions to improve earnings and create... [more]

Tags: BOLI, fixed credit rating, insurance, investment rates, IZALE, return, tax yeilds

FASB Standard to Define Public Business Entity (PBE): It’s Not Just SEC Registrants

Although FASB’s accounting standards update on what constitutes a public business entity is one of... [more]

Tags: Crowe Horwath, equity, FASB, Financial reporting, PBE, Public Business Entity, SEC, security, Sydney Garmong, U.S Securities

Predicting the Future Behavior of Non-Maturity Deposits

Many institutions struggle with predicting their balance sheet risk in changing rate and regulatory... [more]

Tags: asset liability management, banking, deposits, rising rates, ZM Financial